Short Term Car Insurance for Alpes

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youaskaglassofwater
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Short Term Car Insurance for Alpes

Post by youaskaglassofwater » Tue Jun 07, 2011 3:31 pm

We are having trouble adding a second driver to a car insurance policy for our trip to Les Alpes next week.

Can anyone recommend an insurance company that does cheap short term insurance that will cover driving in France?

Cheers in advance.

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Adrian Cooper
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Re: Short Term Car Insurance for Alpes

Post by Adrian Cooper » Tue Jun 07, 2011 4:08 pm

I would have thought it would be difficult to get a short term policy just for the one driver. The normal thing is to obtain the cover through either the main driver or the relief driver's existing insurer. We often add one of our sons to our cars even just for a weekend for a nominal charge.

Maybe you have already tried all of this.

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bigbird
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Re: Short Term Car Insurance for Alpes

Post by bigbird » Tue Jun 07, 2011 4:10 pm

possibly not a total answer, but we bought and insured an old van for a windsurfing trip to Tiree for a week, and when we returned home, we just cancelled the policy as part of their 14 day colling off period, getting a full refund minus £25 admin fee. we also sold the van at a profit. result. Worth checking some of the insurance companies for their "cooling off period" policy, which they should all offer.

Small_Paul
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Re: Short Term Car Insurance for Alpes

Post by Small_Paul » Tue Jun 07, 2011 4:13 pm

http://www.einsurancegroup.co.uk/motor- ... rance.aspx

Call them and they'll often beable to negotiate a deal.

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Re: Short Term Car Insurance for Alpes

Post by Small_Paul » Tue Jun 07, 2011 4:15 pm

bigbird wrote:possibly not a total answer, but we bought and insured an old van for a windsurfing trip to Tiree for a week, and when we returned home, we just cancelled the policy as part of their 14 day colling off period, getting a full refund minus £25 admin fee. we also sold the van at a profit. result. Worth checking some of the insurance companies for their "cooling off period" policy, which they should all offer.
Be careful with this. Companies are within their rights not to offer this if cover has already started.

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paddlersteve
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Re: Short Term Car Insurance for Alpes

Post by paddlersteve » Tue Jun 07, 2011 6:38 pm

I've found on a number of occasions that it is cheaper to add an additional driver to the policy until it expires, or even get car insurance for any driver than to add someone for a short period. You just update your policy and then update it again after the trip to removre them. It will probably affect your premium, but less than the temporary addition

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Adrian Cooper
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Re: Short Term Car Insurance for Alpes

Post by Adrian Cooper » Wed Jun 08, 2011 2:31 pm

To add a student son to my wife's policy for a week usually costs about a fiver.

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Poke
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Re: Short Term Car Insurance for Alpes

Post by Poke » Wed Jun 08, 2011 3:43 pm

youaskaglassofwater wrote:We are having trouble adding a second driver to a car insurance policy for our trip to Les Alpes next week.
Specifically what problems are you having adding a second driver? They won't do it, or it's too expensive, or they won't cover them in Europe? Which insurance company is it with?
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Mark Allen
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Re: Short Term Car Insurance for Alpes

Post by Mark Allen » Wed Jun 08, 2011 7:13 pm

We just did what your asking about, we used the AA temp insurance. Pricey but they cover what you want. I couldn't add a under 25 toy policy so this was the only way round it

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youaskaglassofwater
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Re: Short Term Car Insurance for Alpes

Post by youaskaglassofwater » Thu Jun 09, 2011 1:19 pm

The insurance company of the car owner would not quote the addition of a second driver as under 25.

Thanks for your suggestions.

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Re: Short Term Car Insurance for Alpes

Post by Steve B » Thu Jun 09, 2011 2:25 pm

Adrian Cooper wrote:To add a student son to my wife's policy for a week usually costs about a fiver.
The pattern seems to be that the cheapest insurance companies charge a lot for extras. They know that when taking out a policy, nobody ever asks what it would cost to add their mate as a named driver for a couple of weeks. People of our age are much more likely to be insured with the more service-driven companies (yes, they do still exist) because they want our low-risk business, and they will often add extras for a very low fee - as in your case.
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Adrian Cooper
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Re: Short Term Car Insurance for Alpes

Post by Adrian Cooper » Thu Jun 09, 2011 2:49 pm

Steve B wrote:People of our age

our low-risk business
What are you trying to say Steve!!!!!!!!!!!!!!!!!!!! :-)

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