Roof bars. Have you checked yours?

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Mrstratos61
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Roof bars. Have you checked yours?

Post by Mrstratos61 » Tue May 15, 2018 10:29 pm

Hit the river today and on unloading found one roof bar bolt had worked very loose. Luckily spotted it . How often do you check ?

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Chalky723
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Re: Roof bars. Have you checked yours?

Post by Chalky723 » Wed May 16, 2018 2:30 pm

I used to leave mine on all the time, now I've worked out that it's only 10 minutes to put them on/off so they get checked every time I go somewhere with the boat....

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Re: Roof bars. Have you checked yours?

Post by Mini2 » Thu May 17, 2018 7:38 am

I use mine every day for work so ladders are on and off all day , so I notice if they come lose , but I do take the uprights of , so they are tightened every time I put the kayaks on ,

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Re: Roof bars. Have you checked yours?

Post by gp.girl » Thu May 17, 2018 11:24 pm

Got to Dartmoor to find the rattling was the roof rail bolt loose!
I can roll :)

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Re: Roof bars. Have you checked yours?

Post by PaddyW » Fri May 18, 2018 12:50 pm

Some simple checks every time I have a load on roofrack.

1) Try to rock the car by holding the bars.
2) Try to move bars forward or backward.
3) Check how secure load is on bars.

Any movement means you need to make adjustments.

I even do this at service stations on a long journey in case anything has worked loose.

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Re: Roof bars. Have you checked yours?

Post by Franky » Fri May 18, 2018 1:53 pm

I had Thule roof bars on my previous car for 3 years without taking them off. I confess I never checked them, but when I did take them off, they were as tight as the day they were put on.

My new roof bars use a different system, with holes in the door frames rather than on the roof. The bars are much quicker to take on and off, so I wonder if they will work loose more easily.

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Re: Roof bars. Have you checked yours?

Post by Poke » Fri May 18, 2018 2:24 pm

My old Thule ones were so well attached that when I came to try to remove them (as I was selling the car) I couldn't..
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Re: Roof bars. Have you checked yours?

Post by Adrian Cooper » Fri May 18, 2018 3:26 pm

My last set I had to saw off and then found I couldn't get a replacement bolt

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Re: Roof bars. Have you checked yours?

Post by PaddyW » Fri May 18, 2018 3:34 pm

Roofrack on all the time = poor fuel consumption. It depends how often you are using it and type of driving. I take it off if I am not planning on using it for a few weeks.

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Re: Roof bars. Have you checked yours?

Post by jnd_kent » Fri May 18, 2018 8:59 pm

Mark the bolt head with a perma-marker at the 12'o clock position - if it moves it's time to tighten! If you cannot see the bolt use a small mirror (as in the ones people keep in their purse...). Also some designs have QR levers to release which are very handy.

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Re: Roof bars. Have you checked yours?

Post by Mal Grey » Sat May 19, 2018 7:43 pm

PaddyW wrote:
Fri May 18, 2018 12:50 pm
Some simple checks every time I have a load on roofrack.

1) Try to rock the car by holding the bars.
2) Try to move bars forward or backward.
3) Check how secure load is on bars.

Any movement means you need to make adjustments.

I even do this at service stations on a long journey in case anything has worked loose.
Same as Paddy. Every time I load up, the whole lot gets rocked, hard by grabbing the canoe gunwhales. If anything budges at all, its re-done.

Also do give the canoe a good shove whenever I return to the car whilst travelling with the boat on top.

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Re: Roof bars. Have you checked yours?

Post by goatboy » Sun May 20, 2018 11:33 pm

A quick story from the early 90s.

I used to drive a Skoda - not the modern Volkswagen clone, but the original Soviet Bloc, reject from the tractor factory, cardboard is an acceptable substitute for steel, monstrosity.

Well, the kayak stayed attached to the roof bars, the roof bars stayed attached to the car roof ... which did not stay attached to the car itself.

No major harm done, thanks to some skilled driving by the guy behind us. I even repaired the kayak, eventually.

There's probably a moral to this story, but I can't think what it is at the moment. Thought I'd share it anyway.

G.B.

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Re: Roof bars. Have you checked yours?

Post by SimonMW » Thu May 31, 2018 5:54 pm

On a separate note, how many people realise that they need to tell their insurance company that they use roof bars because they are classed as a modification? If you have an accident and the other party takes photos and your car has roof bars on and you haven't told the insurance company, your insurance will be invalid. Quite a lot of people don't realise this.

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Re: Roof bars. Have you checked yours?

Post by jamiemagee » Thu May 31, 2018 8:40 pm

SimonMW wrote:On a separate note, how many people realise that they need to tell their insurance company that they use roof bars because they are classed as a modification? If you have an accident and the other party takes photos and your car has roof bars on and you haven't told the insurance company, your insurance will be invalid. Quite a lot of people don't realise this.
Really???

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Re: Roof bars. Have you checked yours?

Post by neonbowhawk » Thu May 31, 2018 9:05 pm

It would depend on the insurer, some can be very strict like that in relation to other modifications, ive not heard it happening in relation to roof bars. I have told my (different) insurers on my last two cars and it didnt matter with either of them.
Still probably best to tell them though, just to be on the safe side.
If you can speak to a real person about it that is.

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Re: Roof bars. Have you checked yours?

Post by Adrian Cooper » Fri Jun 01, 2018 10:46 am

Modification or accessory?

What about a tow bar?

What about beam deflectors?

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Re: Roof bars. Have you checked yours?

Post by MaverickvRS » Fri Jun 01, 2018 11:18 am

Tow bars count as a modification and can increase premiums. I can't fit one to my car as it's not type approved for towing (major fail, especially as lower models on the same platform can!)

Beam deflectors are a temporary fixture and a legal requirement when driving abroad, so shouldn't be classed in the same way.

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Re: Roof bars. Have you checked yours?

Post by Chalky723 » Fri Jun 01, 2018 11:48 am

I understood that modifications were permanently attached (like towbars) or performance changing (like exhausts) - roofbars would count as accessories surely?

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Re: Roof bars. Have you checked yours?

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Re: Roof bars. Have you checked yours?

Post by SimonMW » Sat Jun 02, 2018 9:50 am

Really???
Yes, generally anything that you add afterwards is considered a modification. Some insurers may have exceptions, but most of them these days consider a roof rack to be an after market modification, unless you bought the car from new with an official OEM roof rack fitted at the factory.

It's worth checking with your insurer since you could get caught out big time.

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Re: Roof bars. Have you checked yours?

Post by SimonMW » Sat Jun 02, 2018 9:52 am

roofbars would count as accessories surely?
Unfortunately not. Well, at least by a large percentage of insurers. It's worth phoning yours to check. They won't generally charge you any extra for having roof bars, but they want to know that you have them.

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Re: Roof bars. Have you checked yours?

Post by jamiemagee » Sun Jun 03, 2018 3:33 pm

Well thanks for the heads up. Rang my insurance and yes it's a modification. Bizarre.

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Re: Roof bars. Have you checked yours?

Post by Poke » Mon Jun 04, 2018 10:14 am

Yeah, thanks here too.
Thought it was nonsense too, but Professor Google tells me I'm wrong.
Thats a job I need to do at lunchtime.
jamiemagee wrote:
Sun Jun 03, 2018 3:33 pm
Well thanks for the heads up. Rang my insurance and yes it's a modification. Bizarre.
Did they charge you any extra for the update to your records?
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Re: Roof bars. Have you checked yours?

Post by Gawage1 » Mon Jun 04, 2018 1:53 pm

I spoke to direct line yesterday about mine and they said I didn't need to declare it

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Re: Roof bars. Have you checked yours?

Post by jamiemagee » Mon Jun 04, 2018 7:31 pm

Poke wrote:Yeah, thanks here too.
Thought it was nonsense too, but Professor Google tells me I'm wrong.
Thats a job I need to do at lunchtime.
jamiemagee wrote:
Sun Jun 03, 2018 3:33 pm
Well thanks for the heads up. Rang my insurance and yes it's a modification. Bizarre.
Did they charge you any extra for the update to your records?
No didn't charge me any extra.

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Re: Roof bars. Have you checked yours?

Post by Poke » Tue Jun 05, 2018 12:51 pm

Admiral tried to charge me a £20 admin fee, but waived it after some grumbling.

They then asked if I'd got any other "mods" to the car... to which I jokingly replied, "well, I guess I have a dash cam"...
"Yes Sir, I'll add that for you now. Anything else?"

(Me, even more incredulously): "There's two child seats in the back."
"Of course, I'll add them too".

Ridiculous! I drew the line at jokingly mentioning that I'd put a sheet of lino in the boot to make it easy to clean out, didn't want to risk breaking their system!

He then proceeded to tell me that as they weren't manufacturer supplied parts to the car, they needed to know about them, but wouldn't cover their replacement in an accident anyway (so not entirely sure why they need to be mentioned).. Ho hum!
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Re: Roof bars. Have you checked yours?

Post by Mark Gawler » Tue Jun 05, 2018 1:21 pm

This reminds me of my van insurance, too many modifications for it to be insured as a van, but not enough to be insure it as a Campervan.

I count myself lucky that when my car was written off with four bots on the roof (two sea boats), I had no issue with the insurance. The sea boats hitting the van in front broke the roof rack off putting a nice crease in the car roof, hence the car was a right off, the boats were fine.
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Re: Roof bars. Have you checked yours?

Post by Franky » Tue Jun 05, 2018 1:40 pm

Poke wrote:
Tue Jun 05, 2018 12:51 pm
He then proceeded to tell me that as they weren't manufacturer supplied parts to the car, they needed to know about them [...]
So are they defining a "car part" as anything the car contains? Do I have to declare the tin of boiled sweets in my glove box?

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Re: Roof bars. Have you checked yours?

Post by jamiemagee » Wed Jun 06, 2018 8:01 pm

Franky wrote:
Poke wrote:
Tue Jun 05, 2018 12:51 pm
He then proceeded to tell me that as they weren't manufacturer supplied parts to the car, they needed to know about them [...]
So are they defining a "car part" as anything the car contains? Do I have to declare the tin of boiled sweets in my glove box?
Better safe than sorry. Dash cam should reduce s policy as it'll help secure a claim when you're not at fault.

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Re: Roof bars. Have you checked yours?

Post by Chris Bolton » Wed Jun 06, 2018 8:13 pm

So are they defining a "car part" as anything the car contains?
From posts above, and elsewhere, it appears that Admiral regard anything attached to the car, even temporarily, as a modification. Insurers have different views - LV regard it as an accessory if you can take it off and on (and they don't need to know), and only a modification if it's permanent.

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