Recomend me annual travel insurance with kayaking and winter sports

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flashollie
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Recomend me annual travel insurance with kayaking and winter sports

Post by flashollie »

Hi there

Anyone got any recommendations for annual travel insurance for Europe. Boating to grade 5 and winter sports plus the usual cancellations medical etc.

Looking at insure and go at the moment.

Thanks

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Re: Recomend me annual travel insurance with kayaking and winter sports

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Myles
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Re: Recomend me annual travel insurance with kayaking and winter sports

Post by Myles »

Worth checking out MPI as they cover off piste skiing by default in their policy. They list canoeing and whitewater rafting in the cover but you'd probably need to contact them to confirm any grade restrictions.

https://www.mpibrokers.com/index.php?op ... temid=1171

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Poke
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Re: Recomend me annual travel insurance with kayaking and winter sports

Post by Poke »

flashollie wrote:Looking at insure and go at the moment.
They don't offer full cover for kayaking do they?
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The Chuckster
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Re: Recomend me annual travel insurance with kayaking and winter sports

Post by The Chuckster »

I'd be keen to hear some peoples prices/quotes

I have used Harrison Beaumont for the last couple of years as they seemed much cheaper than others. Previously used Dogtag, but they got very expensive

Just about to renew too!

flashollie
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Re: Recomend me annual travel insurance with kayaking and winter sports

Post by flashollie »

Yep I have binned off insure and go. Kayak cover was naff. Back on to dog tag for about £200.


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waverley610
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Re: Recomend me annual travel insurance with kayaking and winter sports

Post by waverley610 »

Yep I have binned off insure and go. Kayak cover was naff.
Insure and Go do however give cover on G4 w/w kayaking in the general terms (unlike many other insurers).

That cover is limited to personal injury or evacuation etc and not for ' loss of kit in use' but when I asked specifically about this they told me that if say, someone else dropped your kayak in the river and it floated away, that would be covered but if you were to drop your own kit in and it floated off then that would not be covered! So a get out of jail clause of sorts.

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Re: Recomend me annual travel insurance with kayaking and winter sports

Post by Poke »

waverley610 wrote:
Yep I have binned off insure and go. Kayak cover was naff.
Insure and Go do however give cover on G4 w/w kayaking in the general terms (unlike many other insurers).

That cover is limited to personal injury or evacuation etc and not for ' loss of kit in use' but when I asked specifically about this they told me that if say, someone else dropped your kayak in the river and it floated away, that would be covered but if you were to drop your own kit in and it floated off then that would not be covered! So a get out of jail clause of sorts.
Definitely says here that personal accident whilst kayaking is not covered... (page 31 of 39).
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Adrian Cooper
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Re: Recomend me annual travel insurance with kayaking and winter sports

Post by Adrian Cooper »

Dog Tag offer a range of bolt-ons for different sports:

https://www.dogtag.co.uk/sports/

For canoeing I usually go grade 3 which is Sports Plus with Base cover, that cost me about £110 for a year. Higher grades will, I am sure, cost you more.

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Re: Recomend me annual travel insurance with kayaking and winter sports

Post by conoroneill »

We've recently spotted that LV travel insurance covers whitewater kayaking, and is pretty cheap.
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Dave W
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Re: Recomend me annual travel insurance with kayaking and winter sports

Post by Dave W »

Have had an annual policy with LV before, was about £130 from memory

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Re: Recomend me annual travel insurance with kayaking and winter sports

Post by Adrian Cooper »

Just did a LV quote, £66, quite a bit cheaper than my DogTag last year

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Re: Recomend me annual travel insurance with kayaking and winter sports

Post by boater rich »

Skiclub platinum membership includes off piste skiing/boarding without a guide and WW Kayaking - the list of sports covered on the website is confusing. But I had an email confirming that WW Kayaking up to Gr 6 is included.

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Re: Recomend me annual travel insurance with kayaking and winter sports

Post by jmmoxon »

LV was £30 for 10 day European trip with canoe/kayak/raft up to grade 5 (grade 2 is c.£7 cheaper), extra £70 to upgrade to annual multi-trip, so cheaper than dogtag (£37 for equivalent. BMC has bumped WW up to alpine/ski cover, so much more expensive now as used to be covered by rock).

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