Insurance?

Inland paddling
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GlennT
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Insurance?

Post by GlennT » Mon May 16, 2016 12:38 pm

Has anyone got any knowledge of or used Austrian Alpine Club for insurance when kayaking overseas. Im off to the Alps in a few weeks and somebody mentioned this to me alongside the usual suspects...

Would be keen to know whether it would be a good option as they offer annual coverage at a reasonable price.

Glenn

AGNorwich
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Re: Insurance?

Post by AGNorwich » Mon May 16, 2016 3:25 pm

Membership of the UK branch of the Austrian Alpine club gives insurance that is orientated towards covering the costs of rescue, including helicopter rescue, in places that don't have the equivalent of the UK Mountain Rescue and Sea Kings looking for real life training incidents to practice on.

http://aacuk.org.uk/p-faqs-insurance gives detail of the cover, which includes repatriation costs, but only EUR 10k for medical treatment. So it isn't a comprehensive travel insurance policy. But you do get half-price accommodation in mountain huts in a number of countries.

AG

GlennT
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Joined: Tue Sep 07, 2010 10:16 pm

Re: Insurance?

Post by GlennT » Mon May 16, 2016 8:55 pm

Thanks for the input AG :)

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RichA
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Re: Insurance?

Post by RichA » Tue May 17, 2016 2:11 pm

Does the AAA cover paddling? I was going to get it for alpine climbing (in combination with standard travel insurance for flights/luggage etc). If it does paddling as well then I'll be very happy! Any restrictions on grades?

AGNorwich
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Re: Insurance?

Post by AGNorwich » Thu May 19, 2016 10:04 am

I've certainly used AAC(UK) plus an annual travel policy more than once - the combination offers a good deal for many purposes, particularly if using mountain huts that are included in the reciprocal agreements with many other countries.

But the advice has to be to check the policy wording in relation to what you are intending to do, Most standard travel policies will only cover white water kayaking or alpine climbing ("climbing with tools" seems to be the standard term) as an add on. Exclusions for "expeditions" are common, and once you want to go above 4000m the choice gets dramatically restricted to a small number of specialist companies. Even AAC cuts off at 6000m - but there can't be a lot of white water above that altitude.

AG

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